Marcio Alaor Leads in Formation of New Bank

Brazil has a lot of banks and forming a new one is not easy. Not only is forming a new bank is not easy but competing with state banks that often favored by the regulators is as hard. However, according to an article issued by the stated that a new bank was being formed through a joint venture between BMG bank of the Minas Gerais and Sao Paulo located in Banco lta. Though the partnership seemed to be unconventional the combination because the Banco lta is the fifth biggest bank in Brazil and does not need a partner. Banco lta amalgamated with the Unibanco in 2008 and as result, there was one strong private bank that has a sizable market share in the banking sector in Brazil.



Though this partnership is real, with BMG is unique, even though the banking sector in Brazil is very competitive both banks would thrive if they were separate, both banks are optimistic after coming together to form a new bank. After both banks came together they formed a bank called BMG, it has an initial capitalization of $R billion. Banco lta invested $R700 million while BMG Bank invested $R300 to begin the new bank. According to Marcio Alaor the BMG Bank’s Director, there will be a lower cost of running a business through this partnership and there will be greater revenue. The priority of the Brazilian bankers is to lowering the costs of doing business.



Marcio Alaor has years of experience in the banking sector that enable him to manage such transaction. He is widely recognized and respected in the Brazilian banking sector he has served as the Vice President as well as the Director of BMG for several years. Alaor birthplace is in the state of Minas Gerais and was brought up in a small village that produces fireworks. Though there were no much of the opportunities in the villages where he grew up he worked hard to ensure that he had made his own opportunities. It was after he had gotten his degree that he joined the banking business.



Though Alaor is an importantly committed member of the BMG Banking family and talented negotiator he works had to ensure that he spare some of his time for the people from his native village. This is what keeps Alaor grounded. Assisting others in what he does best.



This new partnership that led to lta BMG will go a long way to ensuring that people get the payroll loans that the people require so that they can manage through the recessions. According to Alaor, the new bank will entice new clients to their payroll loans products and Banco lta is of the same opinion. Both banks contend that new bank will reduce costs and attract new clients.


Austin Needs Capacity Building To Address Traffic Issues

The city of Austin is facing traffic challenges for a long time, and recently there was a discussion to address the issues by experts. Though, there were many discussions in the past, what makes the recent one unique is, the panel has included Austin suburbs in the discussion. This means that the experts are well aware of the traffic issues of Austin and they need a comprehensive solution to address it, and that can only be achieved by including suburbs of the city.



The discussion panel included Mike Heiligenstein, the Central Texas Regional Mobility Authority Executive Director, RideScout LLC founder Joseph Kopser, Jared Ficklin of ArgoDesign’s and Uber Texas Affairs Director Leandre Johns. The point of discussion was how the technology is transforming the transportation in Austin and around the world. Heiligenstein asserted his view that the city needs better infrastructure including the better road to contain the growing mobility demand of the city. He also stressed that the suburbs such as Williamson County are going through rapid growth and transformation, and need a special address.



“Williamson did some good job in terms of infrastructure for the last decade or so, but still population is growing and hence traffic,” Heiligenstein said. “We need to make smarter and efficient infrastructure and increase the capacity.” Ficklin has stressed out the need of flexible land-use and building codes from policymakers to ensure quick transformation. He said that when the driverless cars being introduced, it needs specific building codes to address his concept of multilevel garages with each level serves different purposes from charging to servicing.



But, Heiligenstein was very cool about driverless and opined that it the transition to the driverless car won’t be easy and mass as expected, and it would need more time than what people think. The focus should be on building the capacity by constructing roads and introducing buses for public transport. Leandre Johns emphasized the need of first and last mile solutions to access public transport in the city and suburbs.



The Central Texas Regional Mobility Authority is an independent authority created in 2002 to address the transportations needs of Travis and Williamson counties. It has its own professional staff under Heiligenstein. The governmental body is working to implement innovative mobility solutions to reduce congestions, improve public transport and other future needs. It is entitled to construct various capacity building infrastructures in and around the counties including construction of roadways, seaports, transit services, etc.

Learn more:


The Services Offered By Goettl

Goettl is an air condition company. Here’s information about the services they offer and why these services are important, as well as information about the company.


About Goettl

Goettl is a leading air conditioning company. They have locations throughout Apache Junction, Mesa, Tempe, Tucson and Glendale to name a few. All of their technicians are qualified and highly skilled, which means they can handle any AC problems.


Services Offered And Their Importance

The company offers a number of services. They offer packaged air conditioners, which are similar to split AC systems. The main difference is that packaged ACs have more components contained in a single place. This is the main benefit of having a packaged AC.


AC maintenance is another service offered by Goettl. Routine maintenance is essential because it can extend the life of your AC system. It can prevent potential. The company can inspect your AC system for potential problems and fix them if need be.


They can repair air conditioning systems, too. If your AC isn’t running as it should or if it broke down or something is wrong with it, then contact Goettl. They’ll get to the bottom of the problem and will fix it. It’s important to take care of AC problems right away, even if they seem small. Small issues can eventually turn into larger, costlier issues.


It’s important to have a professional install an AC system. Goettl can install and replace an air conditioning system. If you want a new AC system, then they can install it for you.


Those are only a few services the company provides. If you have any questions, feel free to contact them today.


George Soros wins many small battles despite presidential loss

Investor and philanthropist George Soros has recently gained much attention for his gigantic contributions to the race of doomed candidate Hillary Clinton. Soros is reported to have donated in excess of $25,000,000 to the failed candidacy of the beloved ex-president’s much reviled wife. But Soros may have had other intentions besides merely backing the winning side. There is quite a lot of talk that George Soros’ money wasn’t spent so much in service of winning over support for Clinton but, instead, of fomenting antipathy towards her rival, business tycoon Donald Trump. In this, Soros may have well succeeded.

However, all of this attention on the big race has rendered virtually invisible the many small races in which Soros has managed to rack up a victorious record that would be the envy of any undefeated boxer. Concentrating on small, local elections, Soros has knocked out his opponents in almost every ring into which he has stepped. And in keeping his opponent’s on the ropes, George Soros is making real headway into transforming the criminal justice system in America forever.

Small doesn’t mean insignificant

In society as in microbiology, the smallest unseen thing can kill you. Few people outside of America’s impoverished ghettos on Forbes have a real understanding of how quickly and helplessly someone can be railroaded by the unseen forces of a criminal justice system gone off the rails. What Soros understood is that power in the criminal justice system is not distributed in practice how it should be in theory. In practice, prosecutors have almost dictatorial power over those arrestees whose cases appear before them. Even more so than judges, prosecutors have the unilateral power to decide who goes to jail and who goes free.

Soros first deployed this strategy of replacing those who hold the real hammer of justice, when he donated over $1,200,000 to the campaign of little known public defender Aramis Ayala. She went on to defeat multiple-term incumbent Jeff Ashton in the Orlando prosecutor’s race on Snopes. Ashton had long been accused of overseeing a regime that zealously prosecuted minorities, leading to stark racial disparities in the case load seen by Orlando courts. Aramis Ayala ran on a platform of criminal justice reform, vowing to reduce sentencing and charge disparities and send fewer non-violent offenders to prison, regardless of their rap sheet.

Another instance where George Soros scored a huge victory was in the Maricopa County Sheriff’s race. Decades-long incumbent, Joe Arpaio, had gained notoriety as a hard-line, old-time lawman who took no pity on the lawless. His perennial crackdowns on all criminal activity, sometimes known as broken windows policing, led to vast over-representation of minorities who were more prone to committing petty offenses, including drug crimes. After Soros donated $2,000,000 to Arpaio opponent, Paul Penzone, Arpaio was faced with the first real electoral challenge of his political career. Although the race was close, Penzone, with his king’s war chest, finally defeated Arpaio, bringing in a sea change for the Phoenix area criminal justice system.

Those who would discount Soros would be wise to keep an eye on a man to whom defeat has been a virtually unknown condition.

Staffing Firm Diversant Led by Executive John Goullet

One of the most well known prominent firms in the technology staffing industry is Diversant. The firm has been in business for over twenty years and has established itself as one of the most dependable staffing firms around. What makes Diversant one of the top technology staffing firms is the emphasis on its core values. The firm often uses a combination of diversity, discipline and teamwork to achieve goals on a regular basis. Diversant helps a number of companies search for and recruit technology professionals. Since Diversant has a firm understanding of what companies need in today’s technology workers, it often strives to find the best professionals available. Along with helping client companies hire technology workers, Diversant also spends a lot of its time helping technology professionals take the next step in their careers.

Like all other organizations, Diversant has leadership that allows it to consistently set and achieve its goals. The firm is currently headed by John Goullet. Under the leadership of John Goullet, Diversant has been able to establish itself as one of the premier technology staffing firms. His experience and expertise in the technology field has allowed him to give the firm the direction it needs in order to succeed. As a result, John often meets with his staff members and gives them a number of objectives to reach on a regular basis. These often include candidate quotas, assessing the background of candidates as well as the needs of particular client companies.

John Goullet has had a long and fulfilling career as a technology professional. While he has served as the principal of Diversant for many years, he once owned his independent technology staffing firm. He started up this firm back in the mid 1990’s when he began to realize that many companies were looking to hire technology workers with new skill sets. The firm excelled and he would eventually merge it with Diversant. Prior to being an entrepreneur, Goullet worked for a number of computing companies as a consultant. While working in this capacity, Goullet would help provide expertise and direction on how to most efficiently run the technology department.


Securus Video Application Popular During Holidays

When being incarcerated for a crime, there are many tough things that a prisoner will have to deal with. While losing their freedom while in prison is a big challenge for many people, one of the hardest parts of being incarcerated is not being able to speak with your family on a regular basis. While prisons have onsite visitation rights and phone calls, they are often infrequent and can be stressful for all parties involved.


While this is a hard thing to deal with all year long, it is particularly challenging during the holiday season. While it is hard not being able to be with their family during all of the family parties and festivities, one company has come up with a solution that can help keep families connected and united. Securus Technologies has recently released video visitation software and application that allows a family to stay connected and speak with their families through a video chat program.


The program works by allowing a prisoner to video chat through a designated portal in the facility. The family member of the prisoner can then be able to connect the inmate through an application on their phone or tablet. This provides a clear and crisp video and audio connection, which could then be used to broadcast the inmate live into a family part over the holidays.


While the video visitation program is new and still being rolled out to facilities all over the country, it is quickly gaining popularity as the newest product sold by Securus Technologies. Securus is a Dallas, Texas based firm that has a long and successful reputation for providing innovative communications and security products and services to correctional facilities, law enforcement locations, and prisons all over the country. Today, the company has its products used by other 1,000 locations all over the country, which ultimately house over 1 million inmates.



A New Chairman and His Strategies to Grow Capital Group, Inc

Timothy D. Armour is easily recognized as the Chairman and CEO of the one of the largest investment management companies in the world, the Capital Group, Inc. According to the Capital Group website, Tim as he prefers to be called, is also the Chairman and Principal Executive of Capital Research and Management Company, a part of the larger Capital Group. Tim Armour boasts over 30 years experience in investment and equity portfolio management. During his tenure as the Capital Group equity portfolio manager, Tim dedicated most of his time working with various telecommunication and service companies in the US and around the world.

The Board of Directors of Capital Group announced the appointment of Tim as the Chairman of the Group in mid 2015. Following the announcement, Tim along with Phil de Toledo, the company President and Rob Lovelace, the President of Capital Research and Management Company and other ranking members were tasked with implementing Capital Group’s business strategies and overseeing its operations. Immediately after his appointment, Tim affirmed that the management team together with its strong team of 7,600 associates will work together to realize the company’s mission. The mission is to produce solid, long-lasting investment results to satisfy the needs of its growing list of clients and investors.

Related: Capital Group’s Tim Armour Explains the Load Shop’s Recent Move onto Schwab’s and Fidelity’s No-Transaction Fee Platforms.

In line with it mission to strengthen investment strategies, Capital Group and Samsung Asset Management (SAM) announced an alliance covering several elements, including development of asset management capabilities and product for the Korea based entity. According to an excerpt published on in October 2015, the Capital will help SAM develop retirement solutions; strengthen SAM’s investment strategies and asset allocation products and services. Under the multifaceted pact; the distribution channel support will involve conducting training programs in core areas such as business management, client management and asset management.

On product management, appropriate Capital Group products and services are to be deployed to help Samsung shore up its distribution channels. With regards to the retirement solutions, Capital will help SAM develop object oriented, long-term retirement solutions for the Korean market. Lastly, the investment management processes are targeted at enhancing SAM’s investment capability following Capital’s active management style. Tim Armour graduated from Middlebury College, a Los Angeles-based university, where he obtained a bachelors degree in economics, an overview on Bloomberg indicates. He started his career as an investment management in 1983 as a participant in The Capital Associates Program.

Keep Reading: Capital Group Names Armour Chairman to Succeed James Rothenberg

Sam Boraie: A Man Who Makes a Difference

Sam Boraie, Vice President of Boraie Development LLC. has been a pillar of the New Brunswick community. From Philanthropic works to many urban development projects in greater New Jersey, it’s safe to say Mr. Boraie is a man who wants to make the world a much better place for the people living in it. Let’s talk a little more about the man behind it all. Sam Boraie is the second son of founder and CEO of Boraie Development, Omar Boraie. Omar Boraie emigrated to the United States from Egypt four decades ago. Mr. Boraie Sr. earned his Ph.D. in Chemistry before founding Boraie Development in New Brunswick, New Jersey. The Boraie children followed in their father’s footsteps and are directly involved in the company by serving as vice presidents of development for their family’s business.

Sam Boraie and Boraie Development has created a trend of breathing life into every community it starts development projects in. From building 190 lower in condos and townhomes to be sold for much less than market value to provide housing to those in need to helping change the neighborhoods surrounding their projects flourish; It’s clear Mr. Boraie is a man who cares. See:

Other notable projects Mr. Boraie have been involved in include the complete planning, recreation, and development of Atlantic City’s entire Tourism District in 2011. This project has been a godsend to Atlantic City; by building housing and retail establishments in areas of the city that aren’t quite what they use to be. Good things come to the areas where Mr. Boraie and Boraie Development get involved.

Read more: At Two Extremes of a Housing Market

Sam Boraie’s devotion to making the world a better place doesn’t stop with at his business dealings. Mr. Boraie is heavily involved with many charities, including serving on the advisory board for Elijah’s Promise, a nonprofit organization which provides culinary arts training to hundreds of students then provides them with jobs. Elijah’s Promise offers thousands of healthy meals for local children and senior citizens by working with New Brunswick’s Meals on Wheels’ program. Sam Boraie is also on the Board of Trustees for the historic State Theater in New Brunswick. Some notable contributions Mr. Boraie provided to the State Theater include sponsoring free summer movie series which include films like Frozen, E.T. Extra Terrestrial, Despicable Me 2, Babe, Monster University, and Aladdin at no cost to summer camps of families to attend.

As you can see, Sam Boraie and Boraie Development are clearly determined to make the world a beautiful and brighter place. By being involved in many development projects throughout New Jersey, cities like Atlantic City get a second chance by having new industries and much-needed stimulation of local economies. Also, the philanthropic actions of this amazing family and business gives children a safe place to enjoy their favorite movies, provides healthy meals to local children and senior citizens, and gives local youth an opportunity for amazing careers by providing specialized, culinary arts training. I’m so glad the world has men like Sam Boraie, determined to make the world a better place in everything they do.

Follow Sam Boraie on Crunchbase
Read more about Sam Boraie on Intelius

Eric Lefkofsky – The Billionaire Cancer Fighter

When most people think of billionaires, they think of people involved in finance, technology or real estate investments. The names of Donald Trump and Bill Gates are often some of the first that come to mind when recognizing the exclusive billionaire club. mentions that Eric Lefkofsky is a name that many probably don’t know as a household name, however, many of his business creations are.

Eric Lefkofsky studied at the University of Michigan, where he eventually earned a Juris Doctor degree. However, his career post law school has not steered him into the courtroom. Instead, Lefkofsky is described as a business entrepreneur. He creates companies and runs them to be highly successful before moving on to the next great business need.

One such company is Tempus. It is a technology company that facilitates Doctors to give a more personalized experience to cancer patients. Tempus does this through its operating system that is not only interactive and analytical to Oncologists but also has the ability to learn. This gives Doctors the necessary tools to provide real-time, highly accurate data-driven decisions for their cancer patients.

More specifically, a patient will provide their Doctor and Tempus blood and tissue samples. Once received at a Tempus lab, the samples are examined for DNA and RNA sequencing. Within two weeks of receiving the samples Tempus researchers are able to identify gene mutations related to that patient’s cancer. Tempus then sends a report to the patient’s Doctor that includes the patient’s specific gene mutations. Obviously, this information alone allows the Doctor to formulate a plan tailored to their patient. However, Tempus goes one step further and includes in the report information from scientific manuals and relevant clinical trials.

So successful has Tempus become that it recently announced a partnership with the prestigious University of Pennsylvania’s Abramskn Cancer Center. Using its proprietary operating system, Tempus provides researchers at the university with sequencing and analysis of pancreatic and melanoma cancer patient tissue samples. This will allow university researchers and physicians to pick the best immunotherapy treatment to give it’s patients at Abramskn.

For Lefkofsky, being a household name billionaire isn’t his main motivation for his pursuits. As can be seen with the revolutionary work being done with Tempus, Lefkofsky is not only an innovator but also a humanitarian.

More information for Eric Lefkofsky:

FreedomPop Can Show Anyone The Meaning Of The Word “Free”

Most people don’t believe that any service can truly be given for free, but a great FreedomPop review is able to change this perception. Not only has FreedomPop been giving free cell phone service for five years, they’ve added other free services as well. The free cell phone service is offered through FreedomPop on any cell phone that’s brought to the company or purchased directly from FreedomPop. Any GSM phone can be used with FreedomPop services as long as it’s accompanied by a FreedomPop sim card that can be purchased from the website for only a few dollars.

FreedomPop still accepts Sprint phones, so they can always be transferred over to the FreedomPop network. The only thing that should be checked is the software for any cell phone that’s brought over the FreedomPop because iPhones have to have 7.0 or higher software, while Android phones must have software of 4.0 or higher. The free plan is available to be used on just about any phone, even if it’s an iPhone. With many other wireless provider’s free cell phone plans, only a basic phone can be used with no real functions other than making calls, sending texts, and even getting on the Internet is difficult.

Those who want to break free of the stereotype that free service has to be on a cheap phone can always bring their own phone to FreedomPop and still have the free service. With the free service, the customer will get their 200 minutes of talk time, unlimited texts, and at least 200 MB of data. By adding some FreedomPop friends as well as completing some offers, it’s always possible to keep getting free data to move it from the 200 MB limit up to a higher amount.

FreedomPop also has free Internet that’s offered on their portable hotspots, which is very handy for anyone who always has to have Internet service when they are on the road. The hotspots may be a better deal for some people because hotspots can be taken pretty much anywhere. The portable hotspots get 500 MB of data for free on a monthly basis, and other low-cost plans are available as well. Anyone with a hotspot can pay as little as $0.015 cents for each megabyte that they use, and there is also a bulk plan available for those who need more data, such as the 2 GB plan for only $19.99.